Who We Are

Christine’s Heart; 1st & 15th Prospera

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At Christine’s Heart; 1st & 15th Prospera LLC, we believe in transforming financial struggles into financial success. Our mission is to help individuals and families move beyond living paycheck to paycheck by using strategic financial education, structured reinvestments, and wealth-building opportunities.

Founded in honor of Christine Dowdell, our company is more than just a financial resource—it’s a movement dedicated to creating lasting financial freedom for those who need it most. By blending proven investment models, alternative funding strategies, and community-driven financial empowerment, we offer a unique approach to growing wealth responsibly.

Unlike traditional investment firms, we don’t just teach financial literacy—we provide real pathways to financial growth, ensuring that our partners see results within six months. Whether you're new to investing or looking to scale your wealth, Christine’s Heart provides the tools, guidance, and structure you need to succeed.

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👉 Join us in building a future where financial independence is not just a dream—it’s a reality.

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Company Overview

Christine’s Heart; 1st & 15th Prospera LLC is a financial empowerment company dedicated to breaking the cycle of financial struggle for individuals and families. Founded by Corey Dowdell in honor of his late mother, Christine Dowdell, the company is built on a mission to provide financial relief, investment opportunities, and wealth-building strategies to those seeking a better future.

Unlike traditional investment firms, Christine’s Heart is not an investment company but rather a movement focused on sponsorship, education, and financial growth opportunities.

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Business Model & Offerings

Christine’s Heart operates through a unique structure that blends financial sponsorship, education, and strategic investing.

Key offerings include:
✔ Sponsorship & Capital Growth Programs – Helping individuals transition from paycheck-to-paycheck living to financial security.
✔ Stock & Options Trading Strategies – Providing insights and knowledge on the stock market, focusing on real financial relief, not just theoretical learning.
✔ Life Insurance Policies – Offering whole and term life insurance to create long-term financial security for families.
✔ Revenue-Sharing Investment Model – Structuring innovative funding opportunities while remaining compliant with financial regulations.

✔ Private Annuity 

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To kickstart this initiative, Corey Dowdell is personally donating $100,000 to the company’s investment and sponsorship fund.

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Christine’s Heart; 1st & 15th Prospera LLC is more than a business—it’s a mission to uplift, empower, and transform lives. By focusing on sponsorship, financial education, and innovative investment strategies, the company is poised to create lasting changes in the financial landscape.

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📍 Join the Movement. Change Your Future.

Would you like any adjustments to emphasize specific aspects of your vision? 🔥

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Mission Statement

Christine’s Heart is committed to:
✅ Providing financial growth opportunities through strategic investing
✅ Educating communities on wealth-building strategies
✅ Eliminating financial stress by offering structured financial solutions
✅ Creating generational wealth using proven financial models

✅ Sharing our God-Given Gift & Living Life utilizing our blessings by blessing others

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Long-Term Vision

The company’s long-term goal is to generate $100,000 per year to support underprivileged families and build a self-sustaining financial ecosystem. Through strategic reinvestment and wealth compounding, Christine’s Heart aims to scale its financial strategies, ensuring long-term security for participants and reinvestment into community-building initiatives.

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Business Description

Company Name:

Christine’s Heart; 1st & 15th Prospera LLC

Business Structure:

Limited Liability Company (LLC)

Industry:

Financial Services, Wealth Management, and Financial Education

Founded By:

Corey Dowdell

Headquarters:

Georgia, USA

Business Purpose:

Christine’s Heart; 1st & 15th Prospera LLC is a financial solutions company that specializes in wealth-building strategies, investment management, and financial education. The company focuses on helping individuals break free from paycheck-to-paycheck cycles by leveraging strategic investment methods, passive income opportunities, and long-term financial planning.

Unlike traditional investment firms, Christine’s Heart operates on a capital-raising and reinvestment model, where funds are strategically deployed into low-risk, high-yield opportunities such as:

✅ Options Trading – Generating consistent, high-probability returns

✅ Dividend & Growth Stocks – Building long-term, compounding wealth

✅ Private Lending & Alternative Investments – Offering high-yield, short-term growth

✅ Insurance-Backed Wealth Strategies – Using whole life insurance for tax-free compounding

By integrating the Waterfall Rockefeller Method, Christine’s Heart structures its investments in a way that ensures:

• Preservation of initial capital

• Strategic reinvestment for compounded growth

• Minimized tax liabilities

• Sustainable wealth creation for future generations

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Target Market:

Christine’s Heart serves:
🔹 Individuals looking to transition from financial struggle to financial independence
🔹 Entrepreneurs and business owners seeking scalable investment strategies
🔹 Investors looking for alternative wealth-building methods
🔹 Families interested in creating generational wealth through structured financial planning

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Core Business Activities:

🔹 Capital Raising & Strategic Investment Deployment
🔹 Wealth Education & Financial Literacy Programs
🔹 Business & Personal Finance Advisory Services
🔹 Philanthropic Initiatives to Support Low-Income Families

Christine’s Heart is more than just an investment platform—it’s a financial empowerment movement dedicated to helping individuals reclaim financial control and create long-term security through proven investment strategies and structured financial planning.

Market Analysis

Market Analysis

• Industry Overview

• The financial services industry is evolving rapidly as individuals seek alternative investment strategies beyond traditional savings accounts and stock market investments. With rising inflation, economic uncertainty, and increased demand for passive income opportunities, many are turning to option trading, dividend investing, private lending, and insurance-backed wealth preservation strategies to secure their financial future.

• Christine’s Heart; 1st & 15th Prospera LLC operates at the intersection of:
  ✅ Investment Management – Providing high-probability trading and wealth-building strategies
  ✅ Financial Literacy & Education – Teaching individuals how to grow and preserve wealth
  ✅ Wealth Preservation & Tax-Efficient Investing – Utilizing Rockefeller-style wealth strategies

• Market Trends

• 📌 Growing Interest in Alternative Investments – Investors are moving beyond stocks and bonds to explore options trading, private lending, and structured financial products.
  📌 Increased Demand for Passive Income – The need for income-generating assets has surged, with more people seeking dividends, rental income, and trading profits.
  📌 Tax-Efficient Investment Strategies – High-net-worth individuals and small business owners are looking for strategies to minimize capital gains taxes while growing wealth.
  📌 Rise of Financial Empowerment Movements – More individuals, especially in underserved communities, are demanding access to financial education and investment opportunities.

• Target Market

• Christine’s Heart focuses on individuals who:
  🔹 Want to escape the paycheck-to-paycheck cycle and build sustainable wealth
  🔹 Seek passive income opportunities through strategic investment models
  🔹 Need financial guidance on managing, growing, and protecting assets
  🔹 Are interested in high-growth investment vehicles like options trading and private lending
  🔹 Want to minimize tax liabilities while compounding wealth

• Demographics

• Age Range: 25-65

• Income Level: $30,000+ with a focus on those looking to scale wealth

• Financial Knowledge Level: Beginner to intermediate investors seeking guidance

• Location: Primarily U.S.-based with potential global expansion

• Competitive Landscape

• Christine’s Heart competes with:

• Traditional Financial Advisors – Offering long-term investment plans but lacking high-yield strategies

• Day Trading & Options Trading Platforms – Focused on trading, but without a structured wealth-building approach

• Financial Literacy Programs – Providing education but not direct financial solutions

• Christine’s Heart Competitive Advantage

• ✅ Holistic Approach – Combining trading, tax-efficient investing, insurance, and wealth preservation
  ✅ Real Results – A structured system that aims to deliver financial relief in six months
  ✅ Community-Oriented – A mission-driven focus on helping underserved communities
  ✅ Rockefeller Wealth Strategies – Leveraging private annuities, trusts, and insurance-backed investments for long-term security

• Market Opportunity

• With an initial $100,000 capital base, Christine’s Heart aims to:
  📈 Scale financial growth using the Waterfall Rockefeller Method
  📈 Attract individuals looking for structured investment solutions
  📈 Expand services to provide long-term financial planning for families and businesses

• By tapping into high-growth investment strategies and financial education, Christine’s Heart is well-positioned to disrupt traditional financial services and create lasting financial independence for its clients.

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Summary

• Christine’s Heart has a strong foundation, leveraging innovative wealth-building strategies and a mission-driven approach. While challenges exist—such as regulatory complexities and capital constraints, the company is well-positioned to capitalize on financial literacy gaps, alternative investment demand, and strategic wealth-building opportunities. By managing risks, reinforcing financial education, and scaling investment strategies, Christine’s Heart can establish itself as a trusted leader in financial empowerment.

Operating Plan

Business Model & Strategy

Christine’s Heart; 1st & 15th Prospera LLC operates as a financial solutions company that combines investment strategies, financial education, and capital growth methods to help individuals transition from financial struggle to financial independence. The company’s approach is built around the Waterfall Rockefeller Method, which ensures structured reinvestment, capital preservation, and long-term wealth accumulation.

The company will generate revenue through:

1. Strategic Investment Returns – Leveraging options trading, dividend stocks, private lending, and insurance-backed strategies to create sustainable financial growth.

2. Financial Education Services – Offering advisory services, courses, and coaching on wealth-building strategies.

3. Private Funding & Partnerships – Attracting capital from individuals and businesses through structured agreements (e.g., private annuities, revenue-sharing).

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Phase 1: Initial Setup (Months 1-3)

🔹 Investment Allocation: Deploy the initial $100,000 capital using a diversified investment strategy:

• 50% in options trading (high-yield short-term plays)

• 30% in dividend & growth stocks (long-term appreciation)

• 10% in private lending & alternative assets

• 10% in tax-advantaged wealth preservation strategies (insurance-backed investments)

🔹 Legal & Compliance:

• Finalize the legal structure for private annuities, revenue-sharing agreements, and investment offerings.

• Ensure compliance with SEC regulations (Regulation D exemptions, tax structures).

🔹 Platform Selection & Setup:

• Choose an options trading platform (e.g., Tastytrade, Interactive Brokers, or Thinkorswim).

• Develop a financial dashboard for tracking investments and returns.

• Set up accounting and legal documentation for investor agreements, private annuity contracts, and tax planning.

🔹 Branding & Awareness:

• Launch Christine’s Heart website & investment portal.

• Create marketing materials, financial education content, and client onboarding processes.

Phase 2: Growth & Expansion (Months 4-12)

🔹 Capital Expansion:

• Grow the initial $100K fund to $500K+ through strategic reinvestments.

• Introduce a structured reinvestment plan, following the Rockefeller Method, to retain and grow capital while minimizing tax liabilities.

🔹 Service Offerings:

• Introducing investment consulting & financial literacy programs.

• Offer tax-efficient wealth-building services, including estate planning and annuity structuring.

🔹 Client & Investor Onboarding:

• Secure private funding from individuals interested in participating in the Christine’s Heart wealth model.

• Implement a referral & rewards program to drive community-based growth.

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Phase 3: Scaling & Long-Term Strategy (Year 2 & beyond)

🔹 Advanced Investment Strategies:

• Expand into real estate-backed lending and alternative investments.

• Increase long-term dividend holdings to support passive income streams.

🔹 Institutional Partnerships:

• Form alliances with financial firms, estate planners, and insurance providers to offer a broader suite of services.

• Explore potential collaborations with fintech companies to enhance digital investment offerings.

🔹 Expansion of Services & Market Reach:

• Establish a mentorship & coaching network to help clients build wealth.

• Scale financial education services to reach more individuals & businesses.

• Explore the development of a structured financial fund to manage capital growth on a larger scale.

Operational Workflow & Key Roles

Function

Responsible Party

Tasks

Investment Strategy

Corey Dowdell (Founder)

Manage trades, options strategies, and reinvestment

Financial Education

Kristal Cunningham (VP of Operations)

Develop courses, mentorship programs, and advisory services

Legal & Compliance

Legal/Financial Consultant

Ensure SEC compliance, tax structuring, and investment agreements

Client Relations & Growth

Marketing & Sales Team

Attract new investors, handle onboarding, and manage customer support

Technology & Platform

IT/Fintech Partner

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Maintain financial tracking system, website, and data analytics

Key Performance Indicators (KPIs)

📊 Investment Growth Rate – Track how the capital grows over time (target: 150% ROI within Year 1).
📊 Investor & Client Growth – Measure the number of individuals participating in Christine’s Heart financial services.
📊 Revenue from Services – Monitor earnings from financial education, consulting, and alternative investments.
📊 Capital Preservation & Tax Efficiency – Assess how well the company retains and reinvests capital while minimizing tax liabilities.

Conclusion

The operating plan ensures a strategic, structured, and risk-managed approach to wealth-building. By combining investment expertise, financial education, and structured capital reinvestment, Christine’s Heart is positioned to grow exponentially while providing long-term financial security for clients.

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• Disclaimer

• Christine’s Heart; 1st & 15th Prospera LLC is a private financial solutions company that provides strategic wealth-building guidance, financial education, and structured capital agreements. We do not operate as a registered investment advisory firm, mutual fund, or securities brokerage.

• No SEC or FTC Oversight

• Christine’s Heart; 1st & 15th Prospera LLC operates under private financial agreements that do not fall under SEC or FTC regulatory requirements. Specifically:

• Private Annuities & Revenue-Sharing Agreements: These are private financial contracts and do not constitute publicly traded securities or investment funds.

• No Public Offerings: We do not solicit or market securities to the general public. Our financial engagements are conducted privately with select individuals.

• Regulation D & Exemptions: Any capital arrangements comply with Regulation D exemptions, ensuring compliance with securities laws while maintaining a private investment structure.

• Not Financial, Tax, or Legal Advice

• All information provided by Christine’s Heart; 1st & 15th Prospera LLC is for educational and informational purposes only. We do not provide personalized financial, tax, or legal advice. Individuals should consult with licensed professionals before making any financial decisions.

• Risk Disclosure

• All financial activities, including options trading, private capital investments, and wealth-building strategies, involve risk. Christine’s Heart; 1st & 15th Prospera LLC does not guarantee returns, nor do we promise specific financial outcomes. Participants understand that investments carry inherent risks, including potential loss of capital.

• By engaging with Christine’s Heart; 1st & 15th Prospera LLC, participants acknowledge that they are entering into private financial agreements and assume full responsibility for their financial decisions.

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